Better Financial Solutions provides independent, regulated financial advice with a strong focus on pensions and retirement planning. Our advisers work closely with clients to deliver clear, practical guidance designed to support long-term financial confidence.
We are a team of experienced financial advisers and support professionals committed to delivering advice that is clear, considered, and tailored to individual circumstances. We believe good financial advice should be easy to understand and focused on long-term outcomes.
How We Support Our Clients
Our approach is built around understanding each client’s goals and providing ongoing advice as circumstances change. We take the time to explain options clearly, provide regulated recommendations, and support clients throughout their financial planning journey.
We follow a clear, regulated advice process designed to keep things simple and transparent. We start with an initial consultation, gather and review the relevant information, provide personalised recommendations, and offer ongoing reviews where appropriate.
Our experience
Our advisers have a combined experience of over 25 years within financial services.
We have helped thousands of clients engage with their pensions and retirement planning, from tracing existing arrangements through to long-term advice and ongoing support.
Why Professional Advice Matters
Financial decisions around pensions and retirement can have long-term consequences. Working with a regulated adviser can help provide clarity, structure, and confidence when navigating complex financial choices.
How We Support Our Clients
At Better Financial Solutions, our approach to financial advice is structured, clear, and focused on supporting you at every stage of your pension and retirement planning journey. We don’t just provide a one-off recommendation — we help you understand your position, plan effectively, and review that plan over time.
1. Getting to Know You
We begin with a detailed consultation to understand your objectives, financial circumstances, and priorities. This allows us to tailor advice to your individual situation.
2. Reviewing Your Arrangements
We review existing pension arrangements and other relevant financial plans, considering performance, charges, and suitability in the context of your retirement goals.
3. Providing Clear, Regulated Advice
Based on your circumstances, we provide regulated recommendations explained in plain language, so you fully understand the options available to you.
4. Helping You Implement Your Plan
We support you through implementation, liaising with providers where necessary and ensuring documentation is completed correctly.
5. Ongoing Review and Support
Financial planning is not static. Where appropriate, we provide ongoing reviews to help ensure your strategy remains aligned with changes in legislation, markets, and your life.
Supporting clients and families for the long term
At Better Financial Solutions, our role is not limited to a single transaction or a one-off review. We work with clients over the long term to help them stay engaged with their pensions, make informed decisions, and adapt their plans as life and legislation change.
Many of our clients come to us after tracing or consolidating pensions. From there, we support them with ongoing planning, contributions, and retirement strategy to help improve long-term outcomes.
We also support families who wish to plan ahead for future generations, including guidance on long-term saving options such as Junior ISAs and pensions for children.
Our Charges & Transparency
We believe in being clear and transparent about the cost of financial advice.
Our charges depend on the type of advice required, the complexity of your circumstances, and the level of ongoing support you choose. Any fees will always be discussed and agreed with you before advice is provided or costs are incurred.
You will receive clear information outlining what advice is being provided, how our fees are calculated, and when charges are payable. There is no obligation to proceed once costs have been explained.
Client Documentation & Ongoing Support
As part of our regulated advice process, clients receive clear documentation designed to explain our services, recommendations, and ongoing support.
Before providing advice, we issue a Client Agreement, setting out how we work.
Following any advice, clients receive a written Suitability Report explaining our recommendations and how they align with individual circumstances and objectives and Terms of Business, setting out how we work, our responsibilities, and agreed fees..
Where ongoing advice is agreed, we continue to support clients through regular reviews to help ensure financial plans remain appropriate over time.
In an environment of economic change and evolving working patterns, we believe clear, regulated financial advice plays an important role in helping individuals plan with confidence for the future.
Client referrals
Many of our new clients come to us through recommendations from existing clients, family members and professional contacts.
If you feel our advice and service could benefit someone you know, you are welcome to share our details with them.
